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Strategic Payments Advisory

Advising fintechs, sponsor banks, PSPs/MSBs, and embedded finance programs across compliance, payments operations, and regulatory readiness.

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Many consultants understand regulations. Fewer have actually built and managed payment programs inside fintechs and global payments organizations.

Connexem combines regulatory expertise with operational experience across prepaid, BaaS, PSP/MSB, and embedded finance programs — helping clients solve real implementation challenges, not just produce policies.

Why Connexem?

What we do

  • Sponsor bank program governance

  • RPAA readiness

  • BSA/AML program development

  • Payments operations

  • Vendor oversight and TPRM

  • Card and prepaid programs

  • Regulatory remediation

  • Fintech compliance strategy

How we can help your company achieve your goals

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Regulatory Compliance & Oversight

BSA/AML/CFT program design, OFAC, Reg E, Reg Z, and UDAAP — built to survive regulatory exams and audits. I don't just write policies, I build programs that work operationally.

BaaS & Bank-Partner Relationships

Contract negotiation, program oversight, and ongoing bank-partner management. I've sat on both sides of the table and know what banks actually need from their fintech partners.

Third-Party Risk Management

Vendor risk frameworks, due diligence programs, and TPRM policies that satisfy your bank partner and regulators — and actually protect your business.

Policies & Procedures

Clear, operational policies that teams actually use — not documents that sit in a folder. Built collaboratively with your staff

Prepaid & Deposit Program Implementation

From program concept to card launch — I bring hands-on experience implementing general-purpose reloadable, payroll, and other prepaid deposit programs. I understand the full lifecycle: BIN sponsorship, network rules, processor integration, and operational readiness. I've done it, not just advised on it.

Customer Experience & Voice of the Customer

A compliant program that frustrates cardholders won't survive. Drawing on my experience as VP of Voice of the Customer at i2c, I help clients design payments programs with the end user in mind — reducing friction, improving satisfaction, and building products people actually want to use.

Canadian Regulatory (RPAA / FINTRAC)

RPAA compliance for PSPs, FINTRAC AML/CFT/sanctions programs, and Bank of Canada registration guidance.

Fraud, Risk & GRC Platforms

Fraud control frameworks, risk assessments, and GRC platform implementation to operationalize your compliance posture.